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There is an objective view of salvation and there is a subjective view

The objective reality is that we are saved from the foundation of the world.

The subjective view is that when we say "Yes!" to Jesus'"Yes" then we are saved. We MAY get a warm fuzzy feeling. We may get a sudden knowledge. We may not know the exact moment that we "knew". But the time when we know that we know is the subjective experience of our salvation